Real Trades
Real Results
Posted Every Week Since 2022

Before You Look at a Single Number — One Thing Worth Knowing

This system runs on 20 minutes a day. After the market closes.

Not 20 minutes as a marketing number rounded down from two hours. Twenty minutes as the realistic outer limit of what an active trading evening requires — checklist open, conditions evaluated, trade placed or skipped, laptop closed.

Most evenings there is nothing to do at all.

That matters because the people this was built for are not sitting around waiting for something to do with their time. They are working, traveling, spending time with family, or figuring out what the next chapter looks like. A system that demands your days was never going to work for them. This one was specifically designed not to.

Twenty minutes. After hours. That's the commitment. Everything else on this page is about whether the results are worth it.

Transparency First

The Losing Trades —
Every One of Them

A system that claims perfection isn't a system. It's a pitch.

Here is every loss this system has produced since we began posting the public record in 2022:

2024 Bonds — 8/14/24   $656 Loss

2023 Corn — 3/9/23   $238 Loss

2023 Bonds — 9/5/23   $219 Loss

2023 Bonds — 11/29/23   $1094 Loss

2022 Bonds — 6/8/22   $875 Loss

2025 had zero losing trades.

That is not typical — and I'm noting it here so no one expects it to repeat. One to four losses per year is the realistic range. That's the real record. That's what you're buying into.

What You're Looking at When You See This Record

Some weeks this system outperforms. Some weeks it sits out entirely. Occasionally since 2022 it had a losing trade and lost money in a week. Even with occasional losing trades, the system was never negative for any year.

All of it is posted.

I want to be clear about something most people in this industry never say: I could have made this record look better. There are weeks where sitting one day longer, or entering one day earlier, would have turned a flat week into a winning one. I didn't do that. The trades are posted as they happened, when they happened, with no adjustments made after the fact.

Why does that matter?

Because if you join this program, you're going to trade this system in real time — not in hindsight. You're going to have weeks where you sit out and wonder if you made the right call. You're going to have a loss at some point, probably within your first year. The record on this page doesn't hide any of that. It's exactly what you'll experience.

What the record does show is what a rules-based system looks like when the rules are followed consistently over years — through losing trades, through slow stretches, through markets that don't cooperate.

That's the point. Not perfection. Consistency under real conditions.

One to four losing trades per year is the realistic expectation going forward. 2025 had zero — and I've noted that clearly on this page because I don't want anyone expecting it to repeat. The system doesn't promise a clean year. It promises a documented process with capped risk and a record you can verify before you ever spend a dollar.

Simple Is Not a Limitation. It's the Whole Point.

There's a belief that's been sold to everyday investors for decades: that complexity is sophistication. That if something isn't hard to understand, it probably isn't worth trusting. That the people managing serious money must be doing something complicated — otherwise what are they being paid for?

That belief has cost a lot of people a lot of money.

After 40 years in financial services, here's what I know: the systems that hold up over time are not the ones that are hardest to explain. They're the ones that are hardest to break. Simple rules followed consistently beat complicated strategies executed inconsistently every time. Not sometimes. Every time.

This system trades two markets. It runs after hours. It caps risk on every trade. It sits out when conditions aren't right. That's it.

There is no dashboard to monitor all day. No news cycle to interpret. No gut feeling to second-guess. The checklist tells you what to do. You do it. You close the laptop.

If you were hoping for something more elaborate — this isn't it. But if you've spent years watching elaborate fail you, simple might be exactly what you've been looking for.

20 Minutes. After Hours. That's the Whole Time Commitment.

Not 20 minutes as a marketing number. 20 minutes as the actual outer limit of what this system requires on an active trading evening.

Most evenings there is nothing to do at all.

When there is a trade to evaluate, you open the checklist. You run through it. The conditions either meet the rules or they don't. If they do, you place the trade. If they don't, you close the laptop. Either way, your evening is yours.

No positions to monitor overnight. No pre-market scramble. No checking your phone during dinner to see what the market did. The trade is placed after hours, the result posts the next morning, and you move on.

That matters more than most people realize when they're first looking at this. It's not just about convenience. It's about sustainability. A system you can only follow when conditions are perfect is not a system — it's a hobby. This was built to run alongside a full life. Grandkids. Travel. Work you're not ready to walk away from yet. Whatever your next chapter looks like, 20 minutes after dinner fits inside it.

The trades are there. The record is there. The only question is whether you're ready to spend 20 minutes learning if this fits your situation.

How It Works

Why This Works —
The Boring Explanation

The results on this page are not the product of luck, genius, or a secret Wall Street loophole. They are the product of a simple, rule-based system applied to two physical commodities — consistently, after hours, with capped risk on every trade.

Year-to-Date Results

This Year's Record —
Week by Week

Short Window Retirement Planning Cash Machine System. Less Risk. Fewer Days in the Market and Higher Profit than the Dow Every Year since 2008. 20 Minutes a day After market hours.

This Changed everything for us...

"Dr. Rouse's program, completely changed our lives."

Watch Bob Guiney interview Dr. Fred Rouse about how his system

is transforming lives and helping people achieve financial freedom.

Bob Guiney on why this system is different from everything else he's seen.

4 Weeks in the RED this year.

What the Bank Paid You While This System Was Running

Since 2022 — the same period covered by this public trade record — the FDIC national average savings account interest rate has fluctuated between roughly 0.06% and 0.61% per year. As of early 2026 it sits at 0.39%.

That is not a typo.

On a $5,000 account, here is what those numbers actually produce:

At 0.06% — $3 per year. Enough for a cup of coffee. At 0.39% — $19.50 per year. Enough for half a tank of gas. At 0.61% — $30.50 per year. A decent dinner out, once.

The bank is not a villain. It is doing exactly what it is designed to do — hold your money safely and pay you as little as possible to do it. That is a reasonable trade when you are 30 years old and time is on your side.

It is a different trade entirely when you are 55, 60, or 65 and the window is short.

The comparison that matters is not between a savings account and a riskier investment. It is between doing something disciplined and proven with a portion of your capital versus letting it sit while inflation quietly does the math against you.

The posted trade record on this page covers the same years. The numbers are there. The bank's numbers are there too, published monthly by the FDIC. You can look up both.

One of them changes your retirement. The other buys you dinner once a year.

Source: FDIC National Average Savings Rate, 2022-2026. Current rate as of February 2026: 0.39% APY. Past system results are not a guarantee of future performance.

How This System Compares to Professionally Managed Commodity Trading

Striker Securities has published real-time performance rankings for commodity trading systems since 1991. Their rankings at Striker.com/ranking.php draw from approximately 200 systems and include commissions and fees. They are updated daily and publicly available to anyone.

As of this writing, the top-performing system in the under $10,000 account category over the past year produced $15,880. The top performer in the $10,000 to $19,999 category produced $18,013.

This system produced $32,956 over the same period on a $5,000 starting account.

Three things that comparison does not show on its own.

First — Striker's own disclaimer states their rankings may not reflect losses those systems experienced during the period. Every losing trade this system has produced since 2022 is listed at the top of this page. Nothing is hidden.

Second — the Striker systems in the under $10,000 category require accounts of up to $9,999. This system starts at $5,000.

Third — those are managed systems. Someone else is trading your money. This system is traded by you, on your schedule, after hours, using a time-tested process and checklist that takes under 20 minutes.

You can verify their current rankings at Striker.com/ranking.php at any time. The comparison above will change as their rankings update. What will not change is the five-year record posted on this page — or the fact that this system has outperformed their top-ranked systems in every year of that record.

According to MarketWatch, 92% of people working past traditional retirement age say they need more income. This system was built specifically for that situation.

Who this program is actually built for — in 37 seconds.

Why Financial Planners Hate This Man's Retirement Method

If you've ever been told your situation is "too late to fix"... this is the conversation you should have heard years ago.

Jack Canfield Recommends Dr. Fred Rouse’s Proven System for Financial Freedom

There Are Only Two Kinds of People Who Land on This Page

The first kind has known for a while that something needs to change. They've run the numbers. They've done the math on what Social Security actually pays. They've looked at their savings balance and felt that quiet unease that shows up around 2am. They're not in denial. They just haven't found something they trust enough to act on yet.

The second kind has known all of that too. For longer. And they're still waiting for the right moment. When the market settles. When things are less busy. When they feel more ready.

Here's what 40 years in financial services taught me about the second group: the moment never comes. Not because they're lazy or careless. But because waiting feels safer than deciding. And every month that passes, the math gets a little harder and the window gets a little shorter.

I'm not going to tell you which one you are. You already know.

What I will tell you is this: the people who get the most out of this system are not the ones who felt the most confident when they started. They're the ones who decided that where they were headed without a plan was scarier than learning a new one.

If that's you — the next section is worth reading carefully.

Lisa Nichols — co-author with Dr. Rouse on Rise Up*,

and one of the most recognized personal finance voices in America.

You've seen the record. You know where you are. 

Retirement isn't optional — controlling it is.

"Dr. Fred actually cares." — Zack Viscomi, SWRP Graduate